Community Perks with The STR Report
🏠 Top-Tier Property Management – Lower fees, higher payouts, and premium service. Built for investors who want performance and peace of mind. See how much more your property could earn—click to get your free performance assessment.
🔎 Personal Airbnb Investment Finder – Connect with an expert to handpick profitable Airbnb properties that match your criteria. With 213+ successful deals, all cash-flowing, you’re in good hands. Take 15 seconds to fill out the form to see how all of these properties are experiencing a 10-15% Cash-on-Cash return.
🤑 STR Loans & More – Need funding for your next short-term rental? Expect expert guidance, personalized service, and the best possible rates.
🏨 End-to-End Boutique Hotel Solutions – From expert operations and guest experience optimization to full design, construction, marketing, and acquisition support, connect with end-to-end solutions built to elevate your property and maximize long-term performance. See how your hotel can reach its full potential.
April 23rd, 2026
Good evening STR Report Community!
In today’s issue, you will find:
📱Today’s Article: 🏡 Financing That Actually Gets Investors
📈 Trending Market Highlight: Spartanburg, South Carolina and Oxford, Mississippi
✉️ STR News: Steve Case’s Onefinestay Is Shedding Rentals to Chase Luxury Travelers: Exclusive and more
💸 Mortgage Rate Watch
🤠 Unique Airbnb of the Week
🏫 Subscriber Perks: Go Live Playbook, including: Beginner’s Guide E-Book, Guest Communication Messaging Templates, Airbnb Welcome Guide Template, STR Buy Box Template, & Tax Savings E-Book
✅ Community Perks: Top-Tier Property Management, Personal Airbnb Investment Finder, STR Loans & More, and End-to-End Boutique Hotel Solutions
📬 See our collection of newsletters here: Prior Newsletters
🤝 Meet Our Recommended Lending Partner
If you’ve ever felt like your lender just doesn’t get it… you’re not wrong.
Our recommended lending partner was built for investors who want to move fast, scale smart, and stop dealing with unnecessary friction. Think less paperwork, more progress.
🔥 Why Investors Love Them
💡 Investor-first approach – Focused on property performance, not just your W-2
🚫 No traditional red tape – Skip the tax return headaches and strict DTI limits
⚡ Fast closings – Because good deals don’t wait
🏡 STR-friendly – Designed for Airbnb & short-term rental growth
📈 Financing Options Built to Scale
No matter where you are in your investing journey, they’ve got you covered:
🧮 DSCR loans (qualify based on rental income)
🏡 Short-term rental financing
🔨 Fix & flip loans
🏗️ New construction funding
💰 Private & hard money options
⚙️ How It Works (Simple + Fast)
📊 Get a quote tailored to your deal
📂 Submit docs with a clear checklist
🔍 Quick underwriting (no unnecessary delays)
💸 Close fast and move on to your next deal
🎯 Who This Is Perfect For
🏡 STR investors ready to scale
⏱️ Buyers tired of slow, outdated banks
📈 Entrepreneurs who want flexible financing that grows with them
🚀 Ready to Move Faster?
Your next deal shouldn’t get stuck in underwriting limbo.
Check out our recommended lending partner and see how easy financing can actually be.
Disclaimer: Some of the products, services, or partners featured in this newsletter may be part of a paid sponsorship. We only promote companies we trust and believe can bring value to our readers.
Spartanburg, South Carolina
Downloadable Spartanburg, South Carolina Short-Term Rental Market Report
Average Daily Rate (ADR): $121.67 per night
Occupancy Rate: 61%
Annual Revenue Potential: Around $30,549 per year
Read our full Spartanburg, South Carolina Short-Term Rental Market Report attached above.
Oxford, Mississippi
Downloadable Oxford, Mississippi Short-Term Rental Market Report
Average Daily Rate (ADR): $423 per night
Occupancy Rate: 69%
Annual Revenue Potential: Around $82,912 per year
Read our full Oxford, Mississippi Short-Term Rental Market Report attached above.
📬 See our collection of 120+ market reports here: Prior Trending Market Reports
✈️ Steve Case’s Onefinestay Is Shedding Rentals to Chase Luxury Travelers: Exclusive
Onefinestay, a luxury vacation rental brand, will cede management of 200-plus homes to Veeve. The move is part of a tactical shift for a brand that had an urban and less exclusive tilt under its previous owner.
📱NYC Finds 27% of Approved Short-Term Rental Listings Are Now Illegal
Turns out you can probably find some entire-home short-term rental listings in New York City, after all, because hosts take lawfully registered listings and convert them into illegal ones. Airbnb isn't required to take any action to limit the practice — and apparently isn't doing so.
💵 NYC Sues Landlord Over Illegal Short-Term Rentals, Says Airbnb Could Have Done More
There's a loophole that doesn't require Airbnb to delist properties when hosts convert legal listings into illegal ones. Airbnb could help — but does it really want to?
⚽️ World Cup travel demand shifts towards longer stays and flexible living
As the FIFA World Cup expands across multiple host cities, accommodation demand is moving beyond short stays, with mid-term rental demand shaped by travelers seeking flexible living options.
💸Mortgage Rate Watch – April 23rd, 2026
Current Mortgage Rates (as of April 23, 2026):
30-Year Fixed: 6.32% (–0.01%)
15-Year Fixed: 5.90% (–0.02%)
30-Year Jumbo: 6.52% (+0.00%)
30-Year FHA: 5.91% (–0.02%)
30-Year VA: 5.93% (–0.02%)
7/6 SOFR ARM: 5.97% (+0.02%)
Market Overview: Mortgage rates were mostly steady today, with the 30-year fixed holding near 6.32%. Slight declines in fixed and government-backed loans were offset by a small increase in adjustable-rate mortgages. Overall, the market continues to show limited volatility, with lenders making only minor pricing adjustments as bond yields remain relatively stable.
Rate Trends & Forecast:
Short-Term: Rates are expected to remain range-bound, with minor daily fluctuations driven by bond market movement and upcoming economic data releases.
Long-Term: The broader outlook still suggests gradual easing over time, particularly if inflation continues to trend lower. However, meaningful rate declines will depend on sustained economic cooling and clearer direction from Federal Reserve policy.
For real-time mortgage rate updates, visit Mortgage News Daily.
Bored of staying at regular Airbnbs?
Designed and built by world-renowned artist Dan Phillips, this stay is more than a home—it’s a true work of art that’s been featured across major national and international media. From its unforgettable design to its story-rich architecture, this is the kind of place you don’t just visit—you experience. Located just minutes from downtown Huntsville, the Cultural District, and Sam Houston State University, you’re perfectly positioned to explore while staying somewhere completely one-of-a-kind. Whether you're relaxing on the porch or taking in the details of this creative masterpiece, every corner gives you something to remember. With top-tier guest ratings and a reputation that speaks for itself, it’s no surprise this home ranks among the most unique stays in the state.
Subscriber Perks:
📖🏡💰 Go Live Playbook
The "Go Live Playbook" is your all-in-one guide featuring a beginner’s guide e-book, messaging templates, Airbnb welcome book, STR buy box template, and tax savings tips to kickstart your short-term rental success.
Community Perks with The STR Report
🏠 Top-Tier Property Management – Lower fees, higher payouts, and premium service. Built for investors who want performance and peace of mind. See how much more your property could earn—click to get your free performance assessment.
🔎 Personal Airbnb Investment Finder – Connect with an expert to handpick profitable Airbnb properties that match your criteria. With 213+ successful deals, all cash-flowing, you’re in good hands. Take 15 seconds to fill out the form to see how all of these properties are experiencing a 10-15% Cash-on-Cash return.
🤑 STR Loans & More – Need funding for your next short-term rental? Expect expert guidance, personalized service, and the best possible rates.
🏨 End-to-End Boutique Hotel Solutions – From expert operations and guest experience optimization to full design, construction, marketing, and acquisition support, connect with end-to-end solutions built to elevate your property and maximize long-term performance. See how your hotel can reach its full potential.
Partner with Us!
If you have a project you’d like us to promote, or a product or service you’d like to share, please reach out to us at [email protected].
We appreciate you being a part of our STR community and for sharing our group with your business partners and associates. Thank you!
